Monday, August 8, 2011

General Awareness for Bank Clerks & POs

1. Which bank in April 2011 completed the acquisition of erstwhile Memon Co-operative Bank Ltd.,?
1) Bank of Baroda 2) Indian Bank 2) Union Bank 4) Canra Bank 5) Central Bank
2. Which bank in March 2011 unveiled its first Solar powered. Voice enable Biometric Rural ATM in Ludhiyana?
1) PNB 2) Union Bank of India 3) City Bank 4) Bank of Baroda 5) Indian Bank
3. According to data by the Income Tax Department. ____Income tax refunded to fiscal year 2010-11 to tax payers across the country?
1) Rs. 50000 2) Rs. 60000 3) Rs. 64000 4) Rs. 70000 5) Rs. 72000
4. Who among the following is appointed as the Chairman of Microsoft India?
1) Bhaskar Pramanik 2) Ravi Ahuja 3) Prabhat Kumar 4) Anil Garg 5) Anuj Shukla
5. ‘Swabhiman’ scheme launched is associated with
1) Rural Women Rights 2) Rural Old people Care
3) Rural Banking 4) Rural Food Security (5) None of these
6. Kolkata Metro has been declared as separate zone of Railways. Now the total number of Railway Zones has gone upto
1) 16 2) 17 3) 18 4) 19 (5) None of these
7. In order to mitigate cyclonic impact in India. India recently signed a pack with
1) IMF 2) World Bank 3) ADB (4) WTO 5) None of these
8. India recently finalized deal on the sharing of Teesta and Reni River water with
1) Myanmar 2) Bangladesh 3) Pakistan 4) Nepal (5) None of these
9. CSO in its advance estimates for the year 2010-11 puts country’s GDP (at factor cost) growth rate at
1) 8.0% 2) 8.2% 3) 8.4% 4) 8.6% (5) None of these
10. What is weightage of food beverages and tobacco item group in newly introduced All India Consumer Price Index?
1) 59.31% 2) 37.15% 3) 49.71% 4) 51.71% (5) None of these
11. The base year taken to newly introduced All India CPI. Rural CPI and Urban CIP is
1) 2004-05 2) 2006-07 3) 2009-10 4) 2010 (5) None of these
12. The Central government has raised allocation under Member of Parliament Local Area Development Scheme (MPLAD) scheme from Rs. 2 crore to
1) Rs. 3 crore 2) Rs. 4 crore 3) Rs. 5 crore 4) Rs. 6 crore (5) None of these
13. In an attempt to deal with the use of black money in elections in India, the maximum poll expenditure for parliamentary constituencies has been increased to___and to___for assembly constituencies.
1) Rs. 30 lakh, Rs. 12 lakh 2) Rs. 35 lakh, Rs. 14 lakh
3) Rs. 40 lakh, Rs. 16 lakh 4) Rs. 45 lakh, Rs. 18 lakh (5) None of these
14. As a part of the wildlife conservation efforts in Nepal and India, a new association by the name SAVE was launched recently. The objective of SAVE is to conserve
1) Vultures 2) Tigers 3) Parrots 4) Elephants (5) None of these
15. Salman Bashir is the foreign secretary of
1) India 2) Bangladesh 3) Pakistan 4) Afghanistan (5) None of these
16. The new Secretary General of SAARC is
1) Fathimath Dhiyana Saeed 2) Sheelkant Sharma
3) N.S. Naqvi (4) Nirmalanand (5) None of these
17. Regional Rural Banks (RRBs) are owned by
I. Their Sponsor Bank II. Government of the State where they are located. III. Union Government
1) I only 2) I and II only 3) II and III only 4) I, II and III (5) None of these
18. Which of the following bank has provided each withdrawal facility from Point of Sale (PoS) through debit card to its customers?
1) AXIS Bank 2) HDFC Bank 3) ICICI Bank 4) SBI (5) None of these
19. Which of the following document(s) is/are considered as officially valid document to satisfy KYC norms for opening a Bank account?
(A) Passport (B) PAN (C) Aadhar number issued by Unique Identification Authority of India.
1) Only (A) 2) Only(B) 3) Only (A) & (B) 4) All (A),(B) & (C)(5) None of these
20. As per the reports in some international financial newspapers which of the following countries lended more money to others than the World Bank.
1) USA 2) Russia 3) China 4) UK 5) Australia
21. Which of the following programmes is launched by the Govt. of India for school going children?
1) Bharat Nirman 2) ASHA 3) Mid Day Meals 4) Kutir Jyothi 5) Operation Flood
22. Which of the following is NOT a Govt. sponsored organization?
1) Small Industries Development Bank of India 2) NABARD
3) National Housing Bank 4) ICICI Bank 5) All are Govt. sponsored
23. Which of the following programmes is being implemented in all the districts of the country?
1) Sarva Shiksha Abhiyan 2) Navodaya Vidhyalay
3) Ultra Mega Power Project 4) Rajiv Gandhi Grameen Vidythikaran Yojana 5) None
24. Fiscal Policy is concerned with which of the following?
1) Export and Import 2) Public Revenue and Expenditure 3) Issue of Currency
4) Population Control 5) Education for all
25. As per Union Budget 2011-12, for tax purposes person above 80 years of age will be categorized as
1) Old Citizen 2) Non Tax Payers 3) Senior Citizen 4) Super Senior Citizen 5) Special Tax Payers
26. Bharat Nirman Yojana is associated with the development of which of the following?
1) Urban Infrastructure 2) Rural Infrastructure 3) Bridges and roads 4) Information technology 5) None of these
27. Which of the following is the apex institution which handles refinance for agriculture and rural development in India?
1) RBI 2) SIDBI 3) NABARD 4) SEBI 5) None of these
28. Foreign Exchange Reserves of India are kept in the custody of which of the following?
1) International Bank for Reconstruction and development 2) International Monetary fund
3) Government Treasury 4) Reserve Bank of India 5) SBI
29. Which of the following services is NOT provided by the post offices in India?
1) Savings Bank Scheme 2) Retailing of Mutual Funds
3) Sale of Stamps 4) Issuance of Demand Drafts 5) Life Insurance cover
30. The Experts Group chaired by the Prime Minister’s Economic Advidsory Council Chairman, C. Rangarajan, favors mandatory entitlement of subsidized foodgrains to the ‘priority’ category, Priority category means:
1) Below the Poverty Line 2) Above the Poverty Line 3) Creamy Layer 4) None creamy layer 5) None of these
31. Which of the following is NOT a part of India’s Money Market?
1) Bill Market 2) Call Money Market 3) Banks 4) Mutual Funds 5) Indian Gold Council
32. NRI Day is observed on which of the following days?
1) 9th February 2) 9th January 3) 19th February 4) 19th March 5) 9th March
33. Which of the following is the Regulator of the credit rating agencies in India
1) RBI 2) SBI 3) SEBI 4) SIDBI 5) None of these
34. State Financial Corporations give assistance mainly to develop which of the following?
1) Small and medium scale industries 2) Agricultural sector 3) Cotton industry 4) Large scale industries 5) Coal mines
35. Which of the following terms is used in Banking?
1) Epieenter 2) Pascal’s Law 3) Currency 4) Centre of Gravity 5) Latitude
36. Teaser Rates are related to which of the following types of loans?
1) Home loans 2) Personal Loans 3) Auto Loans 4) Reverse Mortgage Loans 5) Crop Loans
37. Which of the following is the largest stock exchange of India?
1) Delhi 2) Ahmedabad 3) Mumbai 4) Kolkata 5) None of these
38. Saina Nehwal who was in news recently is associated with the game of__
1) Basket Ball 2) Tennis 3) Cricket 4) Chess 5) Badminton
39. Booker Prize is given for contribution in the field of
1) Politics 2) Sports 3) Literature 4) Cinema 5) None of these
40. EURO is the monetary unit of
1) Iran 2) Iraq 3) China 4) Italy 5) Japan
41. Which of the following possesses magnetic property
1) Chromium 2) Copper 3) Iron 4) Silver 5) Lead
42. Which of the following is NOT decided by the Reserve Bank of India
1) SLR 2) CRR 3) Bank Rate 4) Repo Rate 5) Inflation
43. Who amongst the following is a famous chess player of International repute?
1) Rajnikanth 2) Sania Mirza 3) Tiger Woods 4) Koneru Humpy 5) Yuvaraj Singh
44. Nobel Prize is NOT given in which of the following fields?
1) Physics 2) Chemistry 3) Medicine 4) Economics 5) Sports
45. Expand the term EEFC A/c
1) Exchange Earners’ Foreign Currency Accounts 2) Export Earners’ Foreign Currency Accounts
3) Exchange Earners’ Forward Contract Accounts 4) Export Earners’ Forward Contract Accounts
46. According to Economic Survey, which one of the following is the biggest global economic power in the world
1) China 2) USA 3) Japan 4) Britain 5) India
47. The Government has decided to amend the Banking Companies Act to give public sector banks, the Rights of Passage. What is a Rights of Passage?
1) The banks can raise equity capital through rights issue
2) The banks can seize the bypothecated goods 3) The banks can raise tier I capital 4) The banks can issue innovative Perpetual Bonds 5) None of these
48. Which one of the following organizations sets targets for various Ministries in India?
1) Department of Expenditure 2) Department of Economic Affairs
3) Department of Revenue 4) The Planning Commission 5) None of these
49. In the unique member issued by UIDAI (Unique Identification Authority of India), how many digits are there?
1) 9 2) 10 3) 11 4) 12 5) None of these
50. The Kumbha Mela takes place in which of the following cities in Maharashtra?
1) Solapur 2) Shirdi 3) Ratrangiri 4) Pandharpur 5) Nashik